Blue Harbor Benefits Health Insurance Summary Comparison

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Enter the password to access rate comparisons.

Blue Harbor Benefits
Client
Alternatives
Combined Total
Rate Tables
Current Plans
Renewal Plans
Plan 1
Plan 2
Plan 3
Plan 4
Plan 5
Plan 6
Dental Plans
Renewal
Alternative 2
Vision Plans
Renewal
Alternative 2
Employee Census

Select plans and add employees,
then click Generate Comparison.

Employee One-Pager
Employee Cost
Show Employer Pays
Combine Spouse & Children

Select an employee, then click Generate One-Pager.
Plans and census come from the Summary Comparison tab.

Benefit Booklet
Company logo preview
Color Scheme
Medical Plans
Dental Plan
Vision Plan
Employer Contribution
Eligibility
Pages

Select medical plans in the sidebar —
the booklet builds itself from them.

Update Rate Tables

Drag & drop your rate file here

or

PDF or Excel (.xlsx, .xls)

Saving updates the rates for this quarter, replacing any existing plans for the same quarter. This cannot be undone.

Import Comparison PDF

Upload a CareFirst renewal PDF to fill the comparison — a carrier SBC works too and builds a benefits-only page.

Drag & drop your PDF here

or

PDF only

PDF will populate drop downs

This PDF has no text layer. It looks like a scan of a printed copy, so it can only be read by an AI scan of each page — which costs money on your Anthropic account.

Pages to scan
Estimated cost
Model

An AI scan recovers plans and members, but not the per-product coverage tiers — check the census before quoting.

Import Employee Census

Upload a census spreadsheet, a CareFirst census grid, or an exported census PDF to populate the employee list.

Drag & drop your census here

or

Excel (.xlsx / .xlsm), a CareFirst census grid, or an exported census PDF

Populates the employee census. Plans and effective date stay editable.

Existing census rows:
All Plans
Custom Plans

Build your own medical plans with the same benefit boxes as the comparison table. Saved plans appear in the plan dropdowns under "Custom Plans" and rate like any carrier plan.

Page Library
Group Library

Load a saved group below, or save the one on screen with "Save Group" in the top bar (shown after you generate). A group's benefit booklet is saved and loaded with it. Saving the same client again updates its snapshot — an Alternatives comparison is saved separately from the group's Current vs Renewal one.

How to Use This Tool
  1. Start with the renewal paperwork. Click Import PDF in the top bar and upload the CareFirst renewal you received. The plans and the employee list fill in automatically. No PDF? Pick the current and renewal plans from the panel on the left and add employees by hand — you can also upload an employee census spreadsheet there.
  2. Check the employee list. Make sure each employee has a date of birth and that spouses and children are listed. If something couldn't be read from the paperwork, a message will tell you what to fill in.
  3. Click "Generate Comparison." You get a side-by-side table showing what the group pays today next to what the renewal will cost, employee by employee, with the totals at the bottom.
  4. Save your work. After generating, click Save Group in the top bar. You can reopen the whole group later from the Library — nothing needs to be re-entered. The group's Benefit Booklet is saved and reloaded with it (cover logo, colors, contributions, pages and any copy you rewrote), and both buttons are in the top bar on the Benefit Booklets tab too. An Alternatives comparison saves as its own entry alongside the group's current-vs-renewal one.
  5. Share it. In the Export menu, Export PDF makes a polished, client-ready comparison and Export Excel makes a spreadsheet you can edit — and that file can be uploaded back into the tool later to pick up right where you left off.

Tip: the Employee One-Pagers tab builds an individual cost sheet for each employee — handy for open-enrollment packets.